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Which MASA plan is right for you?

While critical benefits are included in all four plans, Charter and Lifetime Emergency Shield plan members pay one fee for lifetime coverage. Emergency Shield also offers additional services. Depending on your age, health, job, travel schedule, and hobbies, you can choose a plan to fit your lifestyle by comparing features and benefits below. And if you have questions, please contact us — we’re happy to help guide you.

Monthly and
yearly plans

Benefits

PLATINUM PLAN

STARTING AT

$45

per month

EMERGENCY SHIELD PLAN

STARTING AT

$54

per month

Emergency Air Ambulance Coverage

Emergency Air Ambulance Coverage

Emergency Air Ambulance Coverage

Hospital to Hospital Ambulance Coverage

Hospital to Hospital Ambulance Coverage

Hospital to Hospital Ambulance Coverage

Emergency Ground Ambulance Coverage

Emergency Ground Ambulance Coverage

Emergency Ground Ambulance Coverage

Organ Retrieval & Organ Recipient Transportation

Organ Retrieval & Organ Recipient Transportation

Organ Retrieval & Organ Recipient Transportation

Repatriation to Hospital Near Home Coverage

Repatriation to Hospital Near Home Coverage

Repatriation to Hospital Near Home Coverage

Companion Transportation Coverage

Companion Transportation Coverage

Companion Transportation Coverage

Hospital Visitor Transportation Coverage

Hospital Visitor Transportation Coverage

Hospital Visitor Transportation Coverage

Vehicle & RV Return Coverage

Vehicle & RV Return Coverage

Vehicle & RV Return Coverage

Minor Return Transportation Coverage

Minor Return Transportation Coverage

Minor Return Transportation Coverage

Mortal Remains Transportation Coverage

Mortal Remains Transportation Coverage

Mortal Remains Transportation Coverage

Patient Return Transportation Coverage

Patient Return Transportation Coverage

Patient Return Transportation Coverage

Pet Return Transportation Coverage

Pet Return Transportation Coverage

Pet Return Transportation Coverage

Family plan options available

Family plan options available

Family plan options available

Grandchildren & Great Grandchildren Protection

Grandchildren & Great Grandchildren Protection

COVID Quarantine Expense Protection

COVID Quarantine Expense Protection

Medical Payments Advisor

Medical Payments Advisor

Hospital Private Room Upgrade

Hospital Private Room Upgrade

Hospital to Rehab, Skilled Nursing, Long-Term Care or Home Transportation Coverage

Hospital to Rehab, Skilled Nursing, Long-Term Care or Home Transportation Coverage

Extended Hospital Stay Incidental Expense Coverage

Extended Hospital Stay Incidental Expense Coverage

Companion Return Transportation Coverage

Companion Return Transportation Coverage

Get covered Get covered

Lifetime plans

Benefits

CHARTER PLATINUM LIFETIME

STARTING AT

$3,500

Payment options 12 months**after initial payment

LIFETIME EMERGENCY SHIELD

STARTING AT

$4,500

Payment options 20 months**after initial payment

Valid for the rest of your life!

Valid for the rest of your life!

Valid for the rest of your life!

Travel Advisor

Travel Advisor

Travel Advisor

Physician Search

Physician Search

Physician Search

Emergency Message Relay Center

Emergency Message Relay Center

Emergency Message Relay Center

Attorney Search

Attorney Search

Attorney Search

Translation Services

Translation Services

Translation Services

Foreign Currency Emergency Cash Advance

Foreign Currency Emergency Cash Advance

Foreign Currency Emergency Cash Advance

Nurse Helpline

Nurse Helpline

Nurse Helpline

Travel Concierge

Travel Concierge

Travel Concierge

Get covered

Members 50 years of age or older are eligible to upgrade to our Charter Lifetime Plan.

Get covered

Frequently Asked Questions

How can I pay for my plan?
Plans can be paid using your bank account or credit card. Monthly plans are automatically deducted from your account every month.

How can I change my payment information?
Just give us a call at 1-800-643-9023 and have your member number available.

Won’t my insurance pay for an ambulance or emergency medical transports?
Due to the nature of modern health insurance, there’s a chance that you could be responsible for a large portion of your emergency transportation bill. Even if health insurance covers part of your bill, there are many scenarios where they may not cover the total billed cost. The ambulance that picks you up may be out-of-network, the reason for your trip may not be deemed a medical necessity or you might still have to meet your health insurance deductible.

What if the ambulance that picks me up is out-of-network?
There are more than 21,000 ambulance companies operating in the United States. Some companies are run by cities and states, others are run by local or national companies. Many insurance plans only cover in-network ambulance companies. Even if you’re heading to an in-network hospital, the ambulance itself could be out-of-network and leave you with a “balance bill”. MASA offers coverage for ALL ambulance companies operating in the United States and other coverage areas, including Canada, Mexico, the Bahamas, Bermuda and the Caribbean (excluding Cuba).

Do I call MASA at the time of an emergency?
No. In the event of an emergency, call 911 and get yourself or your loved one to the hospital. Later, when you receive a bill from the ambulance company, simply send it to us. However, if you are in stable condition and the doctor wants to send you to a different medical facility for specialized care, call us and we will help to facilitate transportation.

Does MASA provide coverage if I get sick outside the US?
Yes. The basic coverage area for MASA includes the United States, Canada, Mexico, the Caribbean (excluding Cuba), the Bahamas, and Bermuda. If you plan to travel outside these areas, please provide us with your itinerary 10 days before your trip and we will adjust your global medical transportation coverage.

Ready to take the next step? Discover your MASA coverage in three easy ways: