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MASA Benefits    /    Emergency Ground Ambulance Coverage

Emergency Ground Ambulance Coverage

When you’re in an emergency and need an ambulance, you shouldn’t have to worry about the cost. You can ease your stress and potential financial burden with Emergency Ground Ambulance Coverage from MASA. It’s a core benefit in most MASA plans, designed to provide you with financial protection and peace of mind.

Emergency ground ambulance icon

What is a ground ambulance and how does it work?

Accessible by calling 911, emergency ground ambulances transport patients who require medical care to emergency rooms or trauma centers. There are over 24,000 ambulance services operating in the United States. These include various types of organizations such as private companies, public agencies, hospitals, and volunteer services that operate ambulances to provide emergency medical services.

Equipped with essential medical equipment, ground ambulances provide a mobile environment where trained paramedics and emergency medical technicians (EMTs) can deliver immediate medical assistance while transporting patients to an emergency medical facility.

What is Emergency Ground Ambulance Coverage?

Our Emergency Ground Ambulance Coverage ensures that you don’t have to pay an expensive bill should you need to be transported by an ambulance during a medical emergency. Rely on MASA to cover your out-of-pocket expenses for your emergency ground transportation to a medical facility.

Why do I need Emergency Ground Ambulance Coverage?

Our internal data shows that the average ground ambulance bill was more than $2,000 in 2022 and costs continue to rise. If you need medical transport and the ambulance service is out-of-network, you may be responsible for the entire bill. In fact, research shows as many as 86% of ambulance rides may result in an out-of-network bill for the privately insured.

With Emergency Ground Ambulance Coverage, you can avoid expensive emergency transport bills. You don’t have to worry about getting caught off guard with unexpected impacts to your finances or medical debt. Unlike traditional medical insurance, there are no deductibles or denials based on how much of the bill you need us to cover.

Emergency Ground Ambulance Coverage in action

Want to know how others have leveraged MASA and how you might use your coverage? Imagine you are experiencing signs of a heart attack. You call 911 and a ground ambulance arrives to take you to the nearest hospital. Fast forward a few months, and you are making a full recovery at home when you get a bill for the necessary ambulance service that transported you to the hospital. Your primary health insurance covered none of the $2,500 emergency medical transport bill, because unbeknownst to you it was out-of-network, and now you are responsible for the full amount. Or your primary health insurance only covers a portion of the bill, but you still owe $1,200. Because you have MASA coverage, you submit your bill to us through your account online. We’ll work with you to make sure we’ve compiled all the correct documentation and answer any questions you may have, then we’ll let you know when your bill is paid in full.

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