What is Hospitalization Protection?
Our Hospitalization Protection benefit provides a $5,000 payment to Emergency Shield Plus Lifetime members who are admitted for an inpatient hospital stay resulting from a serious emergency while outside the United States.
To qualify, the hospital stay must last at least 24 hours and be supported by appropriate documentation, such as hospital admission and discharge records or itemized billing statements. This benefit is limited to two eligible incidents per consecutive 12-month period, starting from your plan’s effective date.
Why do I need Hospitalization Protection?
Medical emergencies abroad can come with significant out-of-pocket expenses, from hospital admissions to treatments, scans, and everything in between. And because care received outside the United States may not be fully covered by your primary health insurance, those costs can quickly add up.
This membership benefit provides immediate financial support during a stressful situation, so you can focus on your recovery instead of worrying about unexpected medical bills in a foreign country.
Hospitalization Protection in action
Imagine you’re on an international excursion for the summer and begin experiencing intense abdominal pain that quickly worsens. You’re taken to a local hospital, where doctors diagnose appendicitis and perform emergency surgery, admitting you for monitoring and recovery.
After spending more than 24 hours in the hospital, you’re discharged with a bill for your care — costs that may not be fully covered by your insurance.
With MASA’s Hospitalization Protection benefit, you receive a $5,000 payment to help cover those eligible out-of-pocket expenses, easing the financial strain of a medical emergency far from home.
