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A simple policy, designed for the bills that don't wait

Final Expense, a solution offered by MASA Insurance Services, is a whole life policy designed specifically to cover end-of-life costs — so your family isn't left making hard decisions with hard math.

 

What is final expense insurance?

Funeral, burial, and outstanding bills tend to land all at once. Final Expense insurance is a small, focused whole life policy designed to ease that moment for the people you love.

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Coverage built for end-of-life costs

Designed to help pay funeral expenses, burial, outstanding medical bills, and other costs that arrive without warning.

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Benefits paid quickly

Policy proceeds typically reach beneficiaries in 24 to 48 hours after the claim is processed — when families need cash most.

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A meaningful gift to the people you love

More than paperwork. A simple way to ease a difficult moment and leave something behind for the people who matter.

Average funeral and cemetery costs

$7848

Professional services, embalming, visitation

$2500

Metal casket

$1572

Burial vault

$400

Cemetery plot

up to $10,000

$500

Monument

up to $12,000

$300

Opening and closing of the grave

up to $1,000

$200

Graveside service fee

up to $1,700

$12000

Funeral and cemetery total per person

up to $36,620

Sources: 2021 NFDA General Price List Study; funeralresources.com; National Funeral Directors Association. Costs vary by region and selection.

When money is needed — and when it actually arrives

Even with a will or trust in place, assets can be tied up in probate for months. Final Expense policy proceeds are typically paid within days — which is why families choose it to help bridge the gap.

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Final Expense pays here.

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Final Expense pays here.

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Whole life coverage, designed to stay simple

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$2,500 – $50,000


Coverage amounts
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50 – 85


Issue ages
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from $30


Monthly premiums
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Not required


Medical exam
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Locked


Premium changes at issue
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Guaranteed


Death benefit will not decrease
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Optional riders


Accidental death, Grandchild, more
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Funeral concierge


Included at no extra cost
Coverage availability, benefits, and premiums vary by state, age, and underwriting. Riders may have additional costs.
Sample illustration based on a 65-year-old non-smoker qualifying for the Immediate plan.

Living benefits and optional riders designed to fit your family

 

Beyond the core policy, additional benefits and riders let you shape coverage around what matters most without complicating the application.

Accidental Death Rider

Doubles your coverage for a small additional premium in the event of accidental death.
Optional add-on

Grandchild Rider

Extend coverage to grandchildren and great-grandchildren at $1 per month for each $5,000 of coverage, per child. Optional add-on

Living Benefits

Access a portion of your policy benefit early if diagnosed with a qualifying terminal illness.
Included at no extra cost

Everest Funeral Concierge

24/7 expert guidance, free will preparation, and price-comparison support when your family needs help most. Included at no extra cost

Rider availability and terms vary by state. Optional riders may have additional costs. Please refer to the policy for complete details.

A simple application, designed to be easy

1

Quick conversation

A few simple health questions over the phone. No medical exam, blood draws, or physicals.

2

Choose your amount

Select coverage from $2,500 to $50,000 in any whole-dollar amount to fit your needs.

3

Fast
decision

Convenient payment options, including bank draft, with most decisions returned the same day.

Sit down with a licensed agent. No pressure.

Our seminars walk through the basics of Final Expense insurance, answer your questions, and let you take the next step on your own timeline. Call to find a seminar near you — or request information, and an agent will follow up.

Fill out the form or call us at (866) MASA-FEX (866-627-2339).

 

Products are underwritten by a third-party carrier. MASA Insurance Services, Inc is a Delaware corporation, 1301 International Pkwy, Suite 300, Sunrise, FL 33323. MASA Insurance Services Inc. is a licensed agent. Our National Producer Number (NPN) is 19897480. For additional license information, contact compliance@masaglobal.com.

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